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About Independent Financial Advisers
An independent financial adviser (IFA) provides impartial advice on pensions, investments, mortgages, savings and insurance - working for you, not for a bank or product provider.
The 'independent' part matters. Unlike tied advisers who can only recommend products from one company, an IFA can search the whole market to find the best fit for your circumstances - and they are legally required to act in your best interest.
Check that your adviser is registered with the Financial Conduct Authority (FCA) and ask how they charge - some work on a fee basis, others take commission from the products they recommend. Either way, they should be upfront about costs before any work begins.
- IFA
- independent financial adviser
- financial planner
- mortgage adviser
About Aith
Aith is a small village on the shores of Aith Voe in western Mainland Shetland, serving as one of the focal points of the Aithsting and Sandsting area.
The village has a primary school, a health centre, a marina and a community hall and the Aith lifeboat station provides a vital emergency service for the surrounding waters.
Aith Junior High School serves the local area and the village is well regarded as a quiet, community-minded place to live with good access to both the west side and the main road north.
The surrounding landscape is typical of west Shetland - open moorland, small lochs and crofting land running down to the voes and the sea.
About Shetland
Shetland is an archipelago of around 100 islands - 16 of them inhabited - lying roughly 110 miles north of the Scottish mainland and 210 miles west of Norway, making it the most northerly part of the United Kingdom.
Lerwick is the capital and only town of any size, a compact and characterful harbour settlement that serves as the administrative, commercial and cultural centre of the islands. Around 7,000 of Shetland’s 23,000 residents live in and around the town.
Shetland’s economy has been shaped by the sea for centuries: fishing remains a major industry and the arrival of North Sea oil at the Sullom Voe terminal in the 1970s brought prosperity that was carefully managed through a charitable trust that continues to fund services and infrastructure across the islands.
The landscape is treeless, wind-scoured and dramatic - sea cliffs, voes (narrow inlets), tombolo beaches and open moorland define the character of the islands and nowhere in Shetland is more than three miles from the sea.
Shetland has a distinct cultural identity that draws on both Scottish and Norse heritage - the annual Up Helly Aa fire festival, the Shetland dialect and the fiddle music tradition are central to island life and the sense of community across the islands is strong and self-reliant.
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