No independent financial adviser listed in Coalburn yet.

An independent financial adviser (IFA) provides impartial advice on pensions, investments, mortgages, savings and insurance - working for you, not for a bank or product provider.

The 'independent' part matters. Unlike tied advisers who can only recommend products from one company, an IFA can search the whole market to find the best fit for your circumstances - and they are legally required to act in your best interest.

Check that your adviser is registered with the Financial Conduct Authority (FCA) and ask how they charge - some work on a fee basis, others take commission from the products they recommend. Either way, they should be upfront about costs before any work begins.

Coalburn is a small village in the upper Clyde Valley. As its name suggests, the village owes its existence to coal mining. The mines have long since closed.

The village sits on elevated ground with views across the moorland and farmland of upper Clydesdale.

Walking routes include paths through the nearby Broken Cross Muir and connecting routes towards the Douglas Valley.

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South Lanarkshire is a large and varied council area stretching from the southern suburbs of Glasgow through the Clyde Valley to the hills of the Southern Uplands on the border with Dumfries and Galloway.

The north of the area is densely populated, taking in East Kilbride - Scotland's first and largest new town - along with Hamilton, the administrative centre and the communities of Rutherglen, Cambuslang, Blantyre and Bothwell clustered along the River Clyde.

The Clyde Valley running south from Hamilton through Lanark is one of Scotland's most beautiful river landscapes, famous for its orchards, gorge woodlands and the Falls of Clyde. New Lanark, the UNESCO World Heritage Site founded as a model industrial community in the 18th century, is one of Scotland's most important visitor attractions.

The upper reaches of the council area are rural and sparsely populated, with the market towns of Biggar and Lanark serving the surrounding farming communities. The landscape rises to open moorland and the northern fringes of the Southern Uplands, with Tinto Hill a prominent landmark visible from across the central belt.

Transport links are strong in the northern part of the area, with the M74, M77 and several railway lines connecting to Glasgow, while the upper valley relies on the A73, A72 and A70 trunk roads.