🏦 Mortgage Adviser in Papa Westray, Orkney

About Mortgage Advisers

A mortgage adviser helps you find the right mortgage - comparing deals across the whole market to get the best rate and terms for your circumstances, whether you're buying your first home, moving or remortgaging.

A good local mortgage adviser saves you hours of research and can often access deals that aren't available direct from lenders.

Check they are authorised and regulated by the Financial Conduct Authority (FCA) and ask whether they charge a fee, take commission from the lender or both - a reputable adviser will explain this clearly before any work begins.

About Papa Westray

Papa Westray, known locally as Papay, is a small island to the north-east of Westray with a population of around 90 - one of the smallest viable island communities in Europe.

The Knap of Howar, on the western shore, is a Neolithic farmstead dating to around 3700 BC and is believed to be the oldest preserved stone house in northern Europe.

The island is famous for the world's shortest scheduled flight - the two-minute Loganair service to Westray, which has held the record since 1967.

Papa Westray is a working island with an active farm, a community co-operative that runs the shop and guest house and a birdlife that includes one of the largest Arctic tern colonies in Orkney at North Hill RSPB reserve.

About Orkney

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Orkney is an archipelago of around 70 islands off the north coast of mainland Scotland, separated from Caithness by the Pentland Firth - one of the most powerful tidal races in Europe.

Of those 70 islands, roughly 20 are inhabited and most of the population of around 22,000 lives on the largest island, known simply as the Mainland, where the towns of Kirkwall and Stromness serve as the administrative and cultural centres.

Orkney's history stretches back over 5,000 years. The Heart of Neolithic Orkney - a UNESCO World Heritage Site comprising Skara Brae, Maeshowe, the Ring of Brodgar and the Stones of Stenness - represents some of the best-preserved prehistoric sites anywhere in northern Europe. The islands were under Norse rule for around 600 years and that Scandinavian heritage remains visible in place names, dialect and culture.

The islands are reached by ferry from Scrabster and Aberdeen and by air from Edinburgh, Glasgow, Aberdeen and Inverness. Orkney's economy is built on agriculture, fishing, renewable energy, whisky and tourism and the islands have a quality of life consistently rated among the highest in Scotland.

Orkney is at the forefront of marine renewable energy, home to the European Marine Energy Centre which tests tidal and wave power devices in the waters around the islands. The strong community life, low crime and dramatic landscape make Orkney one of the most distinctive and self-reliant places in Scotland.