No independent financial adviser listed in Cramond yet.

An independent financial adviser (IFA) provides impartial advice on pensions, investments, mortgages, savings and insurance - working for you, not for a bank or product provider.

The 'independent' part matters. Unlike tied advisers who can only recommend products from one company, an IFA can search the whole market to find the best fit for your circumstances - and they are legally required to act in your best interest.

Check that your adviser is registered with the Financial Conduct Authority (FCA) and ask how they charge - some work on a fee basis, others take commission from the products they recommend. Either way, they should be upfront about costs before any work begins.

Cramond is a historic village at the mouth of the River Almond on the Firth of Forth, one of the most picturesque corners of Edinburgh.

The Romans built a fort here in the 2nd century and excavated remains are visible beside the medieval church and whitewashed cottages.

The causeway to Cramond Island - accessible at low tide - is one of Edinburgh's most popular walks, with views across the Forth to Fife.

Cramond has a yacht club, a riverside walk along the Almond to the old mills and a small beach that draws visitors year-round.

The village sits within the wider Barnton and Davidsons Mains area, with residential streets surrounding the historic core.

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Edinburgh is Scotland's capital city and one of the most recognisable cities in the world, built across a series of volcanic hills on the southern shore of the Firth of Forth.

The Old Town and New Town, together a UNESCO World Heritage Site, form the historic core - but the city stretches far beyond them, taking in dozens of distinct neighbourhoods, suburbs and villages absorbed over centuries of growth.

From the Georgian terraces of the New Town to the seaside promenade at Portobello, the leafy avenues of Morningside to the waterfront regeneration at Granton, each part of Edinburgh has its own character and community.

The city is a centre for finance, technology, higher education and the arts - the Edinburgh Festival Fringe is the largest arts festival in the world and the city's universities attract students and researchers from across the globe.

Edinburgh's transport network includes a tram line, an extensive bus system, two mainline railway stations and an international airport, connecting its neighbourhoods to each other and to the rest of Scotland and beyond.