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About Independent Financial Advisers

An independent financial adviser (IFA) provides impartial advice on pensions, investments, mortgages, savings and insurance - working for you, not for a bank or product provider.

The 'independent' part matters. Unlike tied advisers who can only recommend products from one company, an IFA can search the whole market to find the best fit for your circumstances - and they are legally required to act in your best interest.

Check that your adviser is registered with the Financial Conduct Authority (FCA) and ask how they charge - some work on a fee basis, others take commission from the products they recommend. Either way, they should be upfront about costs before any work begins.

Also covers:
  • IFA
  • independent financial adviser
  • financial planner
  • financial advisor
  • financial adviser
  • wealth management
  • investment advice
  • pension advice

About Glenluce

Glenluce is a village in the Machars of Wigtownshire, sitting on the Water of Luce where the A75 crosses the river on its way between Newton Stewart and Stranraer.

Glenluce Abbey, a ruined Cistercian monastery founded in 1192, lies in a peaceful valley south of the village - its chapter house has a remarkably intact vaulted ceiling.

The village has a main street with local shops, a village hall and a quiet residential character and serves as a stopping point on the A75.

Castle of Park, a 16th-century tower house on the edge of the village, has been restored and is a landmark visible from the main road.

About Dumfries and Galloway

Dumfries and Galloway coat of arms(opens in new tab)

Dumfries and Galloway is the most south-westerly council area in Scotland, stretching from the English border at Gretna to the Mull of Galloway - the southernmost point in Scotland - and from the Solway Firth coast inland to the hills of the Southern Uplands.

Dumfries is the largest town and administrative centre, a handsome red sandstone burgh on the River Nith where Robert Burns spent the last years of his life and is buried in St Michael's Kirkyard.

The region divides naturally into three historic areas: Dumfriesshire to the east, Kirkcudbrightshire (the Stewartry) in the centre and Wigtownshire to the west - each with its own character, landscape and loyalties.

The Galloway coast and countryside have a mild climate influenced by the Gulf Stream, fertile farmland, dark-sky reserves and a string of small harbour towns that attract artists, writers and visitors drawn to the quiet and the landscape.

Despite its size, the region is one of the most sparsely populated in Scotland - a place where community is strong, the pace is slower and the landscape ranges from river valleys and rolling farmland to wild moorland and rocky coastline.

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